People giving us donations tell us that they want to see their values reflected through their giving and to know their support is making a real impact on the lives of others.
What do we do with your support?
- We make sure the funds donated to us are used in the best possible way. Donors can be confident their contribution really makes a difference and the families we serve see a real impact.
Why are we needed?
- In our small community we help around 500 children every year.
- Waitlists grow ↑ each year, making it hard to reach all of the children.
- Many families raising a child with a diagnosis or developmental challenges can’t afford the services needed, such as physiotherapy or occupational therapy.
- Children with extra needs are often turned away at child care facilities without 1 on 1 support provided by us.
- Dealing with challenges at an early age can prevent later services needed.
- There is nowhere else to go for the families who need our services.
Have an Event!
Events like weddings, birthdays, anniversaries, and even graduations are ideal occasions to raise funds for the Shuswap Children’s Association!
Wedding: Have a charitable registry, on your happy day spread the gift of giving
Birthdays/Anniversaries: Donate $1 for each year you are celebrating. Celebrating ’30’ years? Challenge 30 of your friends to donate $30 each and donate it to charity.
Children’s Birthdays: Have a Toonie party, instead of presents, the child keeps half of what they receive, and the other half is giving to charity.
In Honor of a Loved One: Accept donations for a charity in lieu of flowers.
Monthly Donations: Donate monthly to a charity, even a dollar!
Leaving money to a charity through your estate
There are lots of reasons people make charitable donations. Some of the top reasons people give to charity are:
- A strong belief in the organization,
- A strong value for social responsibility,
- and paying less tax.
Giving to a worthwhile cause is good for the soul, the community and the pocketbook.
Financially, there are 2 times you can give to a charity. You can give to a charity while you are living, or you can give through your will after you pass away. When you have a desire to give to a charity in your will, there are some important things to know.
Specifying gifts in your will.
There are many different ways to give money to charities through your estate:
- By cash. This is simple and straight forward. You can specify a specific amount of money to go to a specific charity or a number of different charities through your Will.
- By source. For example, you could designate the money remaining in a bank account, or the net proceeds from the sale of your car. This approach is also simple and clear.
- By source with limits. This is similar to designating a source of funds but also applying a limit. For example, you could give the money remaining in your bank account, but not more than $10,000.
- By life insurance. Using life insurance policies to give to charity at death can be a great way to ‘supersize’ contributions and create a lasting legacy.
- Shares of public companies, mutual funds and segregated funds. Giving shares of these types of investments has an additional tax benefit. When you donate shares instead of cash, you will not pay capital gains tax and you will receive a charitable donation receipt for the full value of the investments. This means less income tax for you and more money for the charity or charitable foundation!
- An amount equal to the funds remaining in your RRSP or RRIF. When you do this, you effectively give the amount of your RRSP or RRIF, and you get a charitable donation receipt that will offset the amount of income tax you must pay when the RRSP or RRIF is collapsed on your death. This can be done through the will or with a direct beneficiary designation on the RRSP or RRIF.
- A percentage of your estate. Generally, this approach is NOT RECOMMENDED. Whenever you give a gift of a percentage of your estate, the recipient is entitled to a full accounting of your estate from your executor. You probably don’t want the board of directors, the administrators, and the office staff of the charity to have access to the full financial details of your estate.
Many people face financial challenges to dealing with day to day and month to month cashflow. While they may want to give more to charity, the financial pressures of living sometimes prevent people from giving to charity.
Giving money to charities through your estate can be a great way to give back to society and to a community. It’s also a contribution to your legacy.